Terms Of Service

Last Update 06/02/26

1. Acceptance of Terms

Welcome to J.R Health Advisory. By accessing or using our website (jrhealthadvisory.com), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Informational Purposes Only (No Medical Advice)

The content provided on the J.R Health Advisory website is for general informational purposes only. We are licensed health insurance advisors, not medical professionals. Nothing on this website should be construed as medical advice, diagnosis, or treatment. Always consult with a qualified healthcare provider regarding any medical conditions or health-related decisions.

3. Insurance Quotes and Applications

Any quotes or plan comparisons provided through our website or by our advisors are estimates based on the information you provide. Final premium rates and eligibility are determined solely by the insurance carrier following the formal application and underwriting process. J.R Health Advisory does not guarantee the availability of any specific plan or rate.

4. User Responsibilities

By using this site to request information or quotes, you agree to provide true, accurate, current, and complete information about yourself. Providing false or inaccurate information may result in incorrect quotes or the denial of insurance coverage by carriers.

5. Intellectual Property

All content, logos, graphics, and materials on this website are the property of J.R Health Advisory and are protected by applicable copyright and trademark laws. You may not reproduce, distribute, or modify any content from this site without our express written permission.

6. Limitation of Liability

J.R Health Advisory shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this website, or from any reliance on the information provided herein.

7. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Any changes will be effective immediately upon posting to this page.

8. Contact Us

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at: